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HARP 2.0 Loan Information


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Home Affordable Refinance Program 2.0 is here!!

Get your application in right now.

HARP 2.0 REFINANCE:
A program approved by the US Congress in October 2011 that allows homeowners whose loans are owned or guaranteed by Freddie Mac or Fannie Mae to refinance without regard for the current value of their home. This means that even if you owe more than your home is worth, you can still refinance with no limit as to how much more you owe compared to the value of your home. The previous HARP program was limited to loans of no more than 125% of a home's value but those limits will go away in February 2012.
  Refinance your high rate mortgage without an appraisal.  
QUALIFICATION:
  • You must be current on your mortgage with a good payment history in the past 12 months.
  • Your current 1st mortgage must be owned or guaranteed by FNMA or FHLMC. This does NOT mean that either of them is who you make payments to. You make monthly payment to your servicing company and they may or may not be the actual company that you owe money to. To find out if your loan is owned or guaranteed by FNMA or FHLMC, go to each of these websites and search the data bases for your home address.
  • If all of these qualifications apply to you, Y OU WIN!!
    Click the "APPLY NOW" button above on the left or call today.
     



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