PURCHASE LOAN TYPES & PROGRAMS

SINGLE FAMILY (1-4 units)
  • Conventional Loans
    • Conventional ($417,000 or less)
    • Jumbo (over $417,000)
    • Super Jumbo (over $650,000)
    • Non-Conforming (specialty programs)
    • A-, Sub-Prime, Hard-Money (bad credit)
  • Federal Government Loans
    • FHA (Federal Housing Admin.)
      • 203(b) Low Down
      • 203(k) Rehabilitation
      • FHA $100 HUD Repo
    • VA (Veteran's Administration)
      • 100% Financing
      • Jumbo VA (over $417,000)
    • USDA (Rural Development)
    • Cal-Vet
  • CA State Government Loans
    • Cal-HFA (Housing Fianance Assistance)
    • Cal-STRS (CA Teachers)
    • Cal-PERS (CA Public Employees)
    • Cal-LRS (CA Lawyers)
    • Cal-JRS (CA Judges)
    • Cal-Vet (US Veterans)
 
ADD-ON PROGRAMS & 2nd's
  • Federal Government Programs
    • Mortgage Credit Certificate (M.C.C.)
      Not currently funded by Fresno County.
  • State Government Programs
    • City Programs
    • County Programs
  • Private Programs
OUR SPECIALTY PROGRAMS
  • Investment Properties (NOO)
  • Apartments (5+ units)
  • Interest Only Payments
  • Second/Vacation Homes
  • As Is Sales